Terms of Service

1. Acceptance of Terms

By accessing and using the Guardian Wealth Management, LLC website ("Site") and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

These Terms constitute a legally binding agreement between you and Guardian Wealth Management, LLC ("Company," "we," "us," or "our") governing your use of our Site and services.

2. Description of Services

Guardian Wealth Management, LLC provides wealth management and financial consulting services, including but not limited to:

• Investment planning and advisory services
• Asset management
• Retirement planning
• Wealth consultation
• Financial advisory services
• Portfolio management

Our services are provided in accordance with applicable federal and state regulations governing investment advisers and financial professionals.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into a binding agreement
• Provide accurate and complete information when requested
• Comply with all applicable laws and regulations

Our services are not available to persons in jurisdictions where such services are prohibited.

4. User Responsibilities

As a user of our Site and services, you agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of your account credentials
• Promptly notify us of any unauthorized use of your account
• Use our Site and services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not interfere with or disrupt our services

5. Prohibited Uses

You may not use our Site or services:

• For any unlawful purpose or in violation of any laws
• To transmit spam, malware, or harmful content
• To impersonate any person or entity
• To interfere with or circumvent security measures
• To collect information about other users without consent
• To engage in any activity that damages our reputation

6. Intellectual Property

All content on our Site, including but not limited to text, graphics, logos, images, software, and documentation, is the property of Guardian Wealth Management, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, modify, distribute, display, or create derivative works from our content without our prior written permission. Limited personal, non-commercial use is permitted.

7. Disclaimer of Warranties

OUR SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability and fitness for a particular purpose
• Warranties that our services will be uninterrupted or error-free
• Warranties regarding the accuracy, reliability, or completeness of content
• Warranties that defects will be corrected

Investment involves risk, including the possible loss of principal. No investment strategy can guarantee a profit or protect against loss in declining markets.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GUARDIAN WEALTH MANAGEMENT, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Any direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, data, or business opportunities
• Damages arising from your use or inability to use our Site or services
• Damages arising from any investment decisions made based on our content

Our total liability for any claim arising from these Terms or our services shall not exceed the fees paid by you to us in the twelve months preceding the claim.

9. Third-Party Services

Our Site may contain links to third-party websites and services. We are not responsible for:

• The content, accuracy, or practices of third-party sites
• Any transactions you conduct with third parties
• Any damages arising from your use of third-party services

10. Indemnification

You agree to indemnify and hold harmless Guardian Wealth Management, LLC and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your violation of these Terms
• Your use of our Site or services
• Your violation of any rights of third parties

11. Termination

We reserve the right to terminate or suspend your access to our Site and services at any time, without notice, for any reason, including but not limited to:

• Violation of these Terms
• Conduct that we deem harmful to our business or other users
• Extended periods of inactivity

Upon termination, your right to use our Site and services will immediately cease. Provisions that by their nature should survive termination shall remain in effect.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law principles.

Any disputes arising from these Terms or our services shall be resolved exclusively in the state or federal courts located in St. Louis County, Missouri, and you consent to the personal jurisdiction of such courts.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our Site. Your continued use of our Site or services after changes are posted constitutes acceptance of the modified Terms.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and other posted policies, constitute the entire agreement between you and Guardian Wealth Management, LLC regarding your use of our Site and services.

16. Contact Information

If you have questions about these Terms, please contact us:

GUARDIAN WEALTH MANAGEMENT, LLC
100 S 4th Street
St. Louis, MO 63102
Phone: +1 (910) 265-2474
Email: info@guardianwealth.net